YABIN GE
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Résumé

Yabin Ge

Senior Product Designer — Toronto, ON, Canada.

15+ yrsIn enterprise credit & lending software
80%+Conversion increase, CIBC application forms
2026Early Warning System shown at Moody's Summit
6Shipped or showcased products across this site

I design credit and lending software — loan origination, risk grading, portfolio monitoring, covenant workflows — for banks and financial institutions, currently at Moody's. Over the last few years AI has become part of how I do that work day to day: faster prototyping, faster iteration, and more room to actually test ideas before committing engineering time to them. The case studies on this site go deep on specific projects; this page is the career shape around them.

Experience Designer

Mar 2024 – Present
Moody's — Toronto, ON

Leading design for two flagship AI initiatives — an early-warning risk agent and an LOS-agnostic credit memo tool — plus a unified PD/LGD rating flow, the CreditLens Covenants module, and new and in-flight features for Automated Spreading — a project I took over from a departing designer.

User Experience Consultant

Feb 2022 – Mar 2024
Moody's — Toronto, ON

Redesigned QUIQspread, an OCR-based financial spreading tool, and designed Moody's first mobile-first SaaS product for agricultural lenders.

Principal User Experience Designer

Mar 2018 – Nov 2021
Moody's Analytics — Toronto, ON

Led design for Capital Risk Analyzer and the earlier generation of the Early Warning System. Built client-facing prototypes across the US, Europe, Asia, and the UAE that closed deals before development began.

Senior User Experience Designer

Jul 2014 – Mar 2018
Moody's Analytics — Toronto, ON

On-site at Scotiabank leading design for RiskOrigins, Moody's commercial loan origination platform, working directly with client stakeholders and end users.

User Experience Designer

Jan 2011 – Jul 2014
CIBC — Toronto, ON

Redesigned CIBC Online Banking and CIBC.com's application forms — work that helped CIBC rank first among Canada's big five banks in online banking functionality.

Web Designer — Shoppers Drug Mart

2010 – 2011

Designed and coded weekly promotional and V.I.B. email programs.

Web Designer — Thindata 1:1

2005 – 2010

Email and UI design for Aeroplan, Air Canada, Holt Renfrew, The Bay, Shoppers Drug Mart, and Sobeys.

Honours Bachelor of Science

2005
University of Toronto

Computer Science, specializing in Human-Computer Interaction (HCI).