Professional WorkMoody's

Catching credit risk early enough to still act on it.

An AI agent that helps portfolio managers spot risk signals across large loan books, understand what's happening, and decide what to do next. It was shown at Moody's Summit 2026 in San Diego.

RoleSenior Product Designer

Prototyped withFigma Make

StatusLive product, showcased at Moody's Summit 2026

This is enterprise work under NDA. The screens below are from a recreated, interactive prototype built to demonstrate the pattern, not real product screens, client data, or Moody's branding.

The problem

Too many loans, too little warning.

Portfolio managers track hundreds or thousands of loans at once. Risk shows up as a pattern across filings, market signals, and borrower behavior. It's easy to miss manually, and often too late to act on by the time it's obvious. The design problem: make an early signal visible, credible, and actionable, without adding another dashboard nobody checks.

Early Warning System alert detail screen showing a high-severity regulatory investigation alert, key metrics, risk charts, and an AI Recommends panel with a what-if scenario simulator — Alert detail: key metrics, an AI-drafted explanation with sources and a confidence badge, and a what-if simulator that recalculates the recommendation under milder or worse conditions.

The approach

Spot, analyze, propose. Never decide.

The agent surfaces signals a human might miss, explains what's happening and why in plain language, and proposes a next step, always a suggestion and never an action taken automatically. The portfolio manager stays the decision-maker throughout.

Spot

Surface accounts with changing risk signals across the whole portfolio.

Analyze

Explain what changed and why, with a confidence level and sources.

Propose

Suggest a next step, backed by a what-if simulator for milder or worse scenarios.

Early Warning System after confirming the severe scenario, showing a green 'Recommendation logged' panel, an Undo link, a review progress bar, and a button to review the next flagged borrower — Once confirmed, the recommendation is logged with an undo option, and the panel tracks progress across the alert list, with a one-click path to the next flagged borrower.

How AI fit into the process

Fast enough to test with real stakeholders.

Figma Make got this from concept to a clickable prototype fast enough to put in front of portfolio managers well before a full build. The hardest question wasn't layout. It was calibrating how confidently the agent should speak, which only real risk professionals reacting to draft language could answer. That's what led to the explicit confidence badges: high for direct, quantifiable signals; lower for pattern-based inference. A PM needs to see that distinction at a glance.

Figma Make
Rapid stakeholder prototyping
Iterative language calibration

Outcome

Shown at Moody's Summit 2026.

The Early Warning System was showcased at Moody's Summit 2026 in San Diego, drawing notable interest from client decision-makers, a strong signal the design was solving a real, felt problem.